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Wednesday, October 02, 2013


Brendan Mahoney Saves ObamaCare

In today's Wall Street Journal we read on one of the earliest successful enrollees in ObamaCare.  he's a 30-year-old college student going to law school. 

The younger cohort is exactly the kind of enrolee that the creators of ObamaCare wanted because it's the younger, healthier participants who are needed to support the older, sicker ones.

So how's that working out? I'll let James Taranto explain.

Meet Brendan Mahoney, the young man who is saving ObamaCare. He's 30 years old, a third-year law student at the University of Connecticut. He's actually been insured for the past three years--in 2011 and 2012 through a $2,400-a-year school-sponsored health plan, and this year through "a high-deductible, low-premium plan that cost about $39 a month through a UnitedHealthcare subsidiary." But he wanted to see what ObamaCare had to offer.

He tried logging in to the exchange's website at 8:45 a.m. yesterday, which is impressive in itself. Most young people don't get up that early. "He said the system could not verify his identity." So he called the toll-free help line, whose operator also encountered computer trouble. "But then he logged on a second time, he said, and the system worked."

"Once it got running, it was fast," Mahoney tells the Courtant. "It really made my day. It's a lot like TurboTax." He obtained insurance through ObamaCare. Now, he says, "if I get sick, I'll definitely go to the doctor." Even better, if he stays healthy, he won't need to go to a doctor, and his premiums will support chronically ill policyholders on the wrong side of 40.

So, how much of a premium is strapping young Brendan Mahoney paying to help make ObamaCare work? Oops. The Courant reports that Mahoney "said that by filling out the application online, he discovered he was eligible for Medicaid. So, beginning next year, he won't pay any premium at all."
This would be hilarious if it were not so sad.  It would be a hoot if most of the young who are supposed to be paying the freight for their elders were actually not paying anything at all. 


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